There are many risks involved in owning a vehicle.  That is why it was made a statutory requirement in almost all the countries to have the vehicle insured.  There are many insurance companies that offers different insurance policies.

When you do auto insurance compare, you have to consider a lot of things. For one, think about the price of how much are you willing to pay. Shop for different rates. Let these companies compete for your business. Choosing the auto insurance should not only be based on which offers the cheapest policy. It should also be based on reliability, quality and financial strength. Insurance companies are rated base on how well they meet their obligations to their customers. So it is best to consider this as well. And most of all, consider the service. When we get into a situation that seeks for the rescue of our auto insurance, we don’t need a company that will just leave us behind when the time comes we need them. Research for customer’s feedback and learn more about the company.

There may be more factors to consider and it is up to you to set up qualifications and expectations for a good insurance policy.

When we first moved in here in the complex, there was no separate garage available. There was also no space in the underground heated garage. Each lessee have at least one car. So it is not a wonder why the secured parking spots are all full. I wish they have car lifts that would at least provide extra secured parking spots.

We parked at the open parking lot.  One time when it was very cold outside and TS was on his way to work, he noticed a crack on his windshield.  Luckily, the crack did not ran across the windshield.  Instead, it was just at the middle bottom part.  Something that we can ignore for a little while until we are able to have it fixed.  The crack was caused by a sudden drop of temperature.  It got too cold and a chip from small rocks has led into a pretty big crack.

Well, we’re in Minnesota so we should expected things like that to happen because of below zero temperature.  But I’m still loving the place!

I got my first timepiece during my recognition day after finishing 2nd Grade as the 1st Honor of the class.  It was a black Benetton watch with colorful numbers on it.  It was given by my Manoy Brandit.  It was very special.  I could not remember what happened to it though.

When I grew older, I continue to fancy watches but could not afford it.  I was able to own a Timex watch because someone pawned it to me for a small amount of cash.  It was a big deal for me.  I thought that the brand is one of the most expensive watches.  It was not until I got here that I realized, there are watches that are even 10x more expensive than that.  There’s Movado and Torgoen watches to name a few.

Timepieces are ideally used to tell time.  But now it has beecome a piece of jewelry.  Many craftsmen express their talents in making elegant and attractive concepts of watches.  What is your favorite timepiece?

I have been debating on the idea of getting a life insurance.  When my sister told me that she and her husband got themselves a low cost life insurance, my initial reaction was to ask them what for?  Do we really need life insurance?

Ideally, a good life insurance policy would take care of the financial responsibilities that you left behind so family members wouldn’t be burdened.  Unlike an estate, the funds are readily available and are shot straight up to the beneficiaries.   But what’s stopping me from getting it are those instances that I see on tv and in the news.  Life Insurance has become a popular motive behind domestic violence.  So that definitely turned me off.

Howabout you?  Would you, get a life insurance?

This is going to be a sincere recommendation I’d be giving to a particular site.  I shop frequently both online and offline.  But when it comes to buying something for TS, I’d shop online so he will have no idea what I bought for him.  Just like last Christmas, I bought a Garmin GPS for him.  He was definitely surprised and he loved it!

I bought the GPS from Buy.com.  I came to know about the website when tasked to make an assignment about them.  I was glad to know about the site because it has definitely saved me tons of money.  They have great deals and I mean real deals!  The GPS that I bought for TS costed about $969 when it first came out.  At the time of my purchase, other retailers sell it for more about $300 and I got it from Buy.com for only $154.  That is definitely a good deal!

You should check it out!

Tomorrow is our potluck at work.  It is also the birthday celebration of Rosee – my teammate and mentor.  After work, we will be feasting on different kinds of food and then maybe decide where to go from there.  We might be going to play pool or bowling depends on what ideas these guys will come up with.

I am lazy to prepare something to bring to the potluck.  I was thinking bringing some pop but 2 people already pledged for it.  So TS and I wen to Snyders to purchase couple bags of chips.  While I’m there, I also bought new make-up for myself.  Upon check-out, the person on the counter has a difficult time because the barcode scanners doesn’t seem to work.  He has to manually encode each item.  It was okay though since we are not in a hurry.

I’m sure many of you have attended a potluck.  What do you usually bring?  I’d like to fish out for more ideas so that on our next pot luck session, we will be able to bring something and maybe invest some time to prepare it.  Any ideas?

I have been saving up to buy a nice Flat Panel Plasma TV for TS.  It was suppose to be my Valentine’s gift for him.  But before Valentine’s Day, he asked me for a grill which I readily purchased. It was a good buy and even though it was supposed to be my gift for him for Valentine’s, I still intend to buy him the Flat Panel TV that he always wanted.  We have been looking out for good deals or a sale in retail stores online and offline.

I was so ready to buy it but yesterday morning, something unusual caught TS’ attention.  He noticed that the data service in our phones are no longer working.  He checked online to see what’s going on and found out that we got a $224 worth of overage.  When he began tracing it, all of the overage charges lead to my phone.  Instantly, I was on a defensive mode but when we checked on every detail of it, it came to our attention that my sister’s landline (the one that she’s been using to call me) was not the number that was registered on MyFaves.

I don’t want to give stress to TS and since it was my fault, I decided to simply pay the entire bill off.  There goes our TV… at least a part of it.  We will have to wait a little bit more to be able to buy the TV that he always wanted.  It was frustrating but I always look at the positive side of it.  I’m still blessed that this happened when I already got a job and can pay it off.  God has still been very kind and good to us.

My day started right.  I woke up early for our scheduled telephone conference with my Nanay and my sisters.  We made it a point that on every Saturday morning, we will spare some time for us to keep updated especially that some of us have jobs and may not be in contact because of its demands.  It is always nice to spend time and talk to my family. When I went to my desk, I found a bundle of tulips arranged in my crystal vase and in front of it is a package from Frederick’s of Hollywood.  I was surprised and totally clueless.

After the conference, I then prepared some bacon, eggs and banana bread for TS’ breakfast in bed.  I woke him up with a kiss and when I handed him what I prepared with my Valentine book for him, he told me that he is supposed to do it to me.  Cougar jumped on top of the bed too.  And like other breakfast in bed, I ended up sharing the food with him.

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When I was at work yesterday, the atmosphere at work was just overwhelming.  Lucky ladies get to show off their long-stemmed bunch of roses they get from their special someones.  My supervisor gave me 3 pieces of heart chocolates not because it’s Valentines but because she always supplies us with it.  I got a cute card and a peanut butter cup given by the daughter of one of my closest friends from work.  That gesture made me smile and I put such precious thing in front of me in my computer so I get to see it once in a while and bring smile to my face.

I was on my way out and TS is waiting for me at the parking lot.  I could not resist but tell one of  the Loan Officers that she’s got a pretty bunch of flowers when I passed by cube and notice the beautiful white roses.  As I continue to walk through the halls, many more ladies were carrying their baskets of flowers and or sweets.  There was even someone who looks like she might need some  weight loss pill got a handful of flowers of 2 different kinds while I only got my purse clutched in my hand and my Contigo Stainless Steel Vacuum Mug on the other.  It lead me to ask, where are my flowers?

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I have been working for 3 weeks now.  Wow!  Time sure flies so fast.  But I still continue to take on the day to day challenges of my work.  I can definitely say I am doing pretty fine.  I was told by the seniors that I picked up pretty fast and is now doing what the people who are already there for 1 year are doing.  It is these kind of remarks that inspire me and make me continue the good work that I have done.

It was on my 1st week that I was taught how to do faxes.  It is something that I enjoy doing.  I was glad to be assigned to do it coz it gives me more time off the phone.  I must admit I am still not very confident on the phone and my English surely needs some sharpening.

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