Damn, Student Loans!
You might notice that I have not been blogging much this week. Travis and I have been looking for an apartment of our own. The contract on this apartment that we shared with a friend is up until the end of September. Our friends just bought a house for themselves so they won’t sign another lease. Travis and I need to find our own place. We were playing tug-of-war on one apartment unit and we lose it to someone else. The reason? Credit Score!
TS’ credit score got screwed up because of his stupid student loans. When he was between jobs, he put a hold on his student loan payments to prioritize on the more important bills. He has been prompt in paying all the bills except for that one. And this particular one screwed up his credit score. And someone like me who has no credit history could not help him at all.
Right now, we are waiting for the decision of the other apartment that we applied to. If we get it, we’ll be staying here in Minnesota and continue what we have started. If not, we will be forced to go back to Florida and live in Mom’s house until we are able to fix that damn credit score so we can find a place to stay if not afford our own house.
Whatever will come up, I know there’s a reason for it. If destiny will take us back to Florida, I will embrace it wholeheartedly. Afterall, I already got 2 calls from Convergys in Jacksonville for HR position. However, TS and I will continue to long for Minnesota that we both love so dearly. So, wish us luck!

hi jacy i feel for you and travis..its the same thing with ralph his credit score is screwed up thats why were trying to pay off some bills to raise up his credit. Maybe destiny has something up his sleeves for both of you if ever you end up again in florida or wherever it may be.i wish you all the luck..gusto mo balhin mo diri sa delaware?you can stay at our house?
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Jacy Reply:
September 26th, 2008 at 11:39 pm
thanks for the compassion momi lods! we really appreciate it. i really despise this whole credit score thing. hahay!
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Sorry to hear about that Jac… I think they call it credit rating here in OZ and yes, it can be such a bummer sometimes.
Best of luck.
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Jacy Reply:
September 27th, 2008 at 11:38 am
hello Hermz! yes that’s another term being used for it. paita lagi uy.
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lisod jud bitaw naay student loan jace, daghang client si nigel ingon ana pud. that is one of the reason i will not go to university in this country kay most of them get student loan, nya di man ko ganahan ana gud, wala pa gani tay work naana tay loan, hehehe…
bitaw jace, good luck to both of you
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exactly, Ann! i wanted to pursue a course here but it is just so expensive to study here and you need the student loans to help you out with it.
and with our experience with student loans, i has not motivated me.
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oh my, I am sorry to hear about that thing Jacs, hope everything will be fine someday and you will get your own place. I know it is hard for both of you moving again because you started to love MN now hehehe
My husband talked to me about pursuing another degree here in the US but I dont think we can handle the school expenses and all but I have my job now so I guess I will concentrate on it first then we’ll see what will happen next.
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Jacy Reply:
September 29th, 2008 at 2:23 pm
it was indeed very scary when we started to entertain the thought of moving back to FL. you’re right Haze, I have started loving this place and this is one place I can call my home.
take it slow… now that you have a job, enjoy it. and see what lies in the future.
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